Illustration for The Hail Files: redacted State Farm internal document stamped "Unsealed by court order 08.24.2026" under a hail storm with lightning, with headlines reading 31 sealed documents, $1.4 billion in cut payouts, 1,000+ lawsuits — Oklahoma State Farm lawsuit exposé, Part 1 of a series.

The “Denial Enterprise”: Unsealed Documents, a $1.4 Billion Question, and the Lawsuits That Have State Farm on Trial in Oklahoma

By Allied Emergency Services · Updated August 27, 2026 For years, Oklahoma homeowners swore something had changed. Roofs that any experienced inspector would call totaled were suddenly “wear and tear.” Claims that once paid for full replacements came back as checks for a handful of shingles and a vent cap. Now — after a Comanche…

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Restoration Contractors vs. Insurance Adjusters: Who’s the Expert You Need?

The Crucial Role of Restoration Contractors: Why Insurance Adjusters Aren’t Enough When your property has been damaged by hail, storms, or other natural disasters, you want to ensure it’s repaired and restored to its original condition. While insurance adjusters play a vital role in assessing damages and processing claims, they are not the experts when…

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Comprehensive Guide to Evaluating Water-Damaged Electrical Equipment

When water damage strikes, electrical equipment requires meticulous evaluation to ensure safety and functionality. This guide, based on NEMA standards, outlines the critical steps and considerations for evaluating various types of water-damaged electrical equipment. Key Steps and Standards for Evaluation: Conclusion: Evaluating water-damaged electrical equipment is a complex process that requires strict adherence to NEMA…

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Air Sealing and Insulating Common Walls (Party Walls) in Multi-Family Buildings: A Code Compliance Guide

Air Sealing and Insulating Common Walls in Multi-Family Buildings for Code Compliance Common walls—also known as party walls, fire walls, or tenant separation walls—play a critical role in multi-family buildings. These walls provide necessary fire resistance and compartmentalization between units, but they also pose unique challenges for air sealing and insulation. This guide provides an…

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